TERMS AND CONDITIONS OF PURCHASE

By purchasing ANY digital program, Program or event (the “Program”) from Grateful Guidance, LLC and Shilamida Kupershteyn (“Coach”), you agree and consent to the following legal terms and conditions that govern your use of the Program and that form a legal agreement between you and the Coach.

PURCHASING REQUIREMENTS You must be at least 18 years of age or older to purchase this Program. The Program is available for individual purchase only. Friends, family, partners, colleagues, etc, will need to each purchase the Program individually. You are expressly prohibited from sharing access to the Program with anyone else. Additionally, you have no right to assign this Agreement as this Program is non-transferable.

EARNINGS DISCLAIMER AND INDIVIDUAL RESPONSIBILITIES This Program does not guarantee income, success, or any projected increase in sales, revenue.
Coach cannot guarantee any success from taking this Program or attending her events. Each person’s success and results depend on many factors, including dedication, desire and motivation. You accept the risk of not achieving any results (or less than desirable results) from taking the Program/Event. This Program/Event does not provide any professional financial, legal, medical or psychological services or advice. None of the content of the Program cures or treats any mental or medical condition. You are responsible for your own physical, mental and emotional well-being, decisions, choices, actions and results. Coach disclaims any liability for your reliance on any opinions or advice contained in the Program. Any third party links to products or services are subject to separate terms and conditions. Coach is not responsible for or liable for any content on or actions taken by such third party websites. Although Coach may recommend third party sites, products or services, it is your responsibility to fully vet such third parties before entering into any transaction or relationship with them.

PAYMENT You are responsible for paying for the Program/Event in full and for providing Coach with a valid credit card or other payment method. If the payment is declined, returned or deemed fraudulent, your access to the Program will be terminated until all payments are made in full. If you enrolled through the payment plan and you miss a payment, your access to the Program will be suspended until you provide a valid credit card or other payment method. Multiple missed payments may result in termination of your access to the Program unless all remaining payments are made in full.

REFUNDS Given the nature of the Program/Event, no refunds will be offered.

INTELLECTUAL PROPERTY This Program/Event includes materials protected by copyright, trademark and other intellectual property laws. Such materials include but are not limited to written text, workbooks, videos, audio recordings, photos, designs and graphics. Any reproduction or unauthorized use shall constitute infringement. Duplicating, sharing or uploading Program files to sharing sites is considered stealing and Coach may prosecute such misconduct to the fullest extent permitted by law. Coach provides you with this Program solely for your personal, noncommercial use and you agree that you will not use such proprietary information or materials in any way whatsoever except for use in compliance with this Agreement. You will not use the Program in a manner that constitutes infringement or that has not been authorized by Coach. More specifically, you may view, download, print, email and use these materials for your personal, noncommercial purposes only. You may not republish, reproduce, duplicate, copy, display, distribute or otherwise use any material from the Program for commercial purposes. Additionally, you may not modify, republish, upload, post, transmit, rent, lease, loan, translate, sell, create derivative works, exploit or distribute in any manner or medium, including by email or other electronic means, any material from the Program.

CONFIDENTIALITY To access certain features of the Program, you may need a username and/or password. You agree to keep this information confidential and not share it with anyone else. If Coach has reasonable grounds to suspect that you have shared your username and/or password with anyone else, or forwarded Program material to any other person, Coach has the right to suspend or terminate your account and refuse any and all current or future use of the website and online Programs, in whole or part, without refund.

PRIVACY Coach and her third party vendors may collect information from you when you purchase the Program, fill out any type of form, access private membership pages, or otherwise contact Coach via an online form, e-mail or through social media. The information collected may include your name, e-mail, address, phone number, and billing information. Coach collects such information in order to send e-mails, fulfill orders, deliver services and products, complete customer transactions, oversee promotions and improve website performance and customer service. By purchasing the Program, you will be subscribed to Coach’s e-mail list if you are not already a subscriber. If you wish to unsubscribe from receiving e-mails from Coach unrelated to the Program, you may do so at any time. Each e-mail from Coach includes a link to unsubscribe from e-mail communications. Coach may collect domain information and “cookies” (small files saved on your hard drive by your web browser) to analyze website and advertisement performance, track user patterns, save information from your previous visits and customize your experience. Coach respects your privacy and will never sell, trade or transfer your personally identifiable information to third parties for marketing or advertising. Coach may, however, share your information with third party service providers working on Coach’s behalf to serve you. Examples include companies and individuals we have engaged to maintain and update websites, private membership sites or e-mail platforms or to process financial transactions. Coach may also be required by law to release information in certain circumstances. Please note that any comments or information that you post on the Program website, including any private membership sites and private Facebook groups, are not private and third parties may make use of your information. Coach is not responsible for any unauthorized uses by third parties in such context. Any third party links to products or services are subject to separate privacy policies. Coach is not responsible for or liable for any content on or actions taken by such third party websites. This Program is targeted and intended for persons over the age of 13. Coach does not knowingly collect information from anyone under 13 years of age.

FORBIDDEN ACTIVITIES You are strictly forbidden from the following: • Causing damage to the Program website or private membership site • Using the Program website or private membership site for any unlawful, illegal, fraudulent or harmful purpose or activity • Using the Program website or private membership site to copy, store, host, transmit, send, use, publish or distribute any spyware, virus, worm, Trojan horse, keystroke logger or other malicious software • Using the Program website or private membership site to transmit, send or deliver unsolicited communications or for other marketing or advertising purposes • Systematically or automatically collecting data from the Program website or private membership site • Sharing private, copyrighted and proprietary information from the Program with anyone else or otherwise sharing your username and/or password.

PRIVATE FACEBOOK GROUP Every term and condition of this Agreement equally applies to any activities in any private Facebook group created for members of the Program (the “Group”). The Group is a complimentary bonus and subject to Facebook terms and conditions. Coach does not have authority or control over Facebook and cannot predict any changes or rules to Facebook. Coach is not liable for the Group being made available to you or your rights to access Facebook. Additionally, Coach may institute community rules and guidelines for the Group with which you agree to comply.

INDEMNIFICATION You agree to indemnify, defend and hold harmless Coach and her agents and contractors harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your breach of this Agreement or your violation of any law or the rights of a third party.

DISCLAIMER OF WARRANTIES AND LIMITATIONS OF LIABILITY THE INFORMATION, PRODUCTS AND SERVICES OFFERED IN THE PROGRAM ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, COACH DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. COACH DOES NOT WARRANT THAT THE PROGRAM WEBSITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT ANY PART OF THE WEBSITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. COACH SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING FROM OR OUT OF YOUR USE, INABILITY TO USE, OR PURCHASE OF THE PROGRAM. YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE PROGRAM. NOTWITHSTANDING THE FOREGOING, ANY DAMAGES SHALL BE LIMITED TO THE AMOUNT PAID BY YOU FOR THE PROGRAM. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITED OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS THE COACH’S LIABILITY SHALL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW.

CONSTRUCTION OF AGREEMENT This Agreement constitutes the entire understanding and agreement of the parties with respect to its subject matter and supersedes all prior and contemporaneous agreements or understandings, inducements or conditions, express or implied, written or oral, between the parties. In the event that any provision of this Agreement is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from the Agreement, such determination shall not affect the validity and enforceability of any other remaining provisions. The failure of Coach to exercise or enforce any right or provision of the Agreement shall not constitute a waiver of such right or provision. Any ambiguities in the interpretation of the Agreement shall not be construed against the drafting party.

"Shilamida writes from such an authentic place!! Her transparency and self love transcends throughout her stories and her life journey offers us readers such hope! One cannot read this book and remain depressed or unhappy!"-

Danielle Rogers

BOOK #1

From FOOD STAMPS to FIRST CLASS

BOOK #2

31 Days of Gratitude

BOOK #3

I Am Grateful For My Life